Trupanion
No cap on payouts. Trupanion can pay participating vets directly at checkout via VetDirect Pay, so you're not always paying the full bill up front.
Pet insurance in Canada
Vet bills add up fast, especially in the first year after an adoption. Pet insurance won't cover everything, and it won't cover pre-existing conditions, but it can turn a $4,000 emergency into a few hundred dollars out of pocket. Here are four Canadian providers worth comparing — get quotes from more than one before you decide.
Some links below may become affiliate links once our applications to these providers' partner programs are approved — if so, we may earn a small commission at no extra cost to you, which helps keep this directory free for rescues. Until then, every link below goes straight to the provider's own site.
Get a quote
Fetch
Covers cats and dogs starting at six weeks old. Canadian policies are underwritten by AXIS Reinsurance Company (Canadian Branch).
Petsecure
Canada's longest-running pet insurer — over 25 years in business. Visit any licensed vet in Canada or the US and submit a claim afterward.
Spot Canada
No vet restrictions — use any licensed vet in Canada or the US. Customizable accident-and-illness plans with percentage-based reimbursement.
Just adopted?
Read our first-week checklist for what to line up before — and right after — you bring a new pet home.